Health Savings Account (HSA) & Flexible Spending Account (FSA) card.

Massage therapists are unable to bill your insurance provider directly. However, your health savings plan may include provisions for covering massage sessions, resulting in notable cost reductions for you. 

While most insurance companies recognize massage therapy as a valid medical expense, it's smart to double-check with your insurance provider or your company's HR department as some plans might not cover massages even if prescribed by a doctor. Although this scenario is uncommon, most people can use their HSA or FSA cards to pay for massages without any issues. I strongly encourage you to contact your insurance provider for personalized guidance prior to your session if you are unsure about your eligibility for coverage or reimbursement.